After months of cold and dreary weather, lengthy stay-at-home orders, and a whirlwind Spring, the Summer season is FINALLY upon us. The kids are out of school and everyone is itching to soak up some sunshine and enjoy the longer days. Without taking traditional vacations this year, many people are planning a staycation or day trips which will allow them to spend some time with their families doing things locally and from a social distance.
Whether you are heading out of state or just visiting a neighboring town, you can still have access to your First Keystone Community Bank accounts from wherever you land. Here are a few services we offer that will make your life easier this summer.
With your FKCB checking account, you have access to a free VISA® debit card that can be used for purchases anywhere VISA® is accepted, either online or in stores. Our debit cards can also be used day or night at ATMs worldwide. A debit card is safer than carrying cash and offers 24/7 fraud protection with premium text notifications.
With the FKCB Mobile Banking app, you can check account balances, transfer money between your accounts, control your debit card, and deposit checks, from anywhere. When you’re not in the vicinity of an FKCB branch, you can still take care of your banking transactions from the palm of your hand.
Card Control with the Mobile Banking App
Using the FKCB Mobile Banking app, you can control certain aspects of your debit card. As a safety precaution, you can block or unblock your card, as well as set spending limits. If you are out and about and lose your debit card, you can log onto the app and block your card so it can’t be used until you find it. You can also set limits by transaction amount, location or merchant, so you can be sure only transactions you authorize post to your account. These features provide peace of mind while you are away so you can focus on the fun!
Mobile Remote Deposit Capture
If you are going to be on-the-go all day, you can still deposit checks anytime, anywhere, with Mobile Remote Deposit Capture. If you have our Mobile Banking app, you can visit our website to enroll for this feature. By taking a photo of the front and back of the check, you can deposit it into your account without making a trip to the bank.
Travel Alerts on Your Debit card
If you plan on leaving the local area as part of your summer vacation plans, it’s best to establish a travel notification on your debit card. This is especially true if you are going cross-country or travelling outside the continental United States. Without a travel notification, transactions in a new locale may be assumed to be fraudulent. Setting up a travel alert, either by contacting your local branch to provide your travel itinerary or sending a message through the online banking message center, will allow your debit card to function seamlessly during your trip.
To set up a travel alert, log in to Online Banking and navigate to the Account Services tab in the top right-hand corner of the screen. In the ‘Messages’ section, click on the green tab labeled “Compose a Message.” Make sure you include your travel dates and any regions you will be visiting on your trip. It’s that easy.
We hope that these features will help you enjoy your upcoming vacation or staycation. If you have any questions or would like more information about the features, please feel free to contact your local branch and speak with a Keystone Banker today. Happy Summer and safe travels!