Select Page

High APY Savings Account

Who knew that a Keystone Savings account could be so rewarding?
Open Now

Up to 0.50% APY1

Link this lofty account with your Keystone Cash or Keystone Cashback checking account to earn rewarding rates. Keystone Savings accounts earn up to 0.50% APY1!

Savings Made Easy

No Monthly Service Charge

We won’t charge you a monthly service charge for having a Keystone Savings account.

No Minimum Balance

There’s no minimum balance required to earn interest. Minimum deposit to open a Keystone Savings account is $10.

Rewarding Rates

BalanceInterest RateAPY1
Balances up to $25,0000.50%0.50%
Balances over $25,0000.25%0.50% to 0.25%
All balances if qualifications are not met0.05%0.05%

1 APY = Annual Percentage Yield as of 11/29/2021. Compounded monthly. Rates are subject to change at any time. No minimum balance, $10.00 minimum to open. To qualify, simply do the following activities and transactions in your linked Keystone Cash or Keystone Cashback checking account each monthly qualification cycle: have at least 12 debit card purchases post and settle, be enrolled and receive eStatements, and be enrolled and log into online banking. Keystone Savings accounts must be linked with a Keystone Cash or Keystone Cashback checking account.

Features That Save You Time

Earning a Higher Rate Is Easy

You must meet the qualifications of your linked Keystone Cash or Keystone Cashback checking account each monthly qualification cycle in order to receive the higher rate. These are the qualifications:

12 Debit Card Purchases

Use your debit card to make at least 12 purchases during each monthly qualification cycle.

Enroll in eStatements

Make sure that you’re enrolled in eStatements instead of paper statements.

Use Online Banking

Enroll in online banking and log in at least one time per monthly qualification cycle. You can even use our mobile app!

If you do not meet the monthly qualification – no penalty, no worries – just try again next month!


Visit a Community Office near you!



Have some questions or suggestions?

Keystone Savings. A rewarding savings account built just for you.

Pin It on Pinterest


Annual audit confirmation letters have been mailed. If you receive a letter asking to respond to Baker Tilly US, LLC, our independent external auditors, please follow the directions as stated. Should you have any questions, please contact your local branch. Thank you!

Locations & Hours


Online Banking

Enroll Now

Financial Services Login