Key Savings
This personal savings account is your key to a more financially secure future..05% APY*
Say goodbye to tiers – this savings account will earn .05% APY*!
Savings Made Easy
A Key Savings account works great for customers with lower balances. It’s also great for minors and students!
Waive Your Service Charge
Maintain a minimum daily balance of at least $200, setup a recurring direct deposit each month or if you are a minor under age 23, we will waive the $4 monthly service charge.
Rates
| Daily Balance | Interest Rate | APY* |
| $0 and up | .05% | .05% |
Minimum deposit to open a Key Savings account is $10.
Features That Save You Time
eStatements
Enroll in eStatements and access your statements online.
Online Banking
Securely manage your accounts at home or on the go - anytime, anywhere.
Direct Deposit
Automatically deposit your checks into your account each payday.
Mobile Banking
Manage your accounts around the clock from your smartphone or tablet.
Telephone Banking
Access your accounts 24/7 with a quick phone call.
Find Your Perfect Way to Save
Check out our Rates Here: https://www.fkc.bank/information/rates/
Key Savings. An easy-to-maintain savings account built just for you.
* APY = Annual Percentage Yield as of 4/26/2025. Compounded quarterly. Rates are subject to change at any time. APY is based on quarterly compounding for Key Savings accounts. Fees may reduce earnings.
