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2022 10 - First Home Mortgage
Everyone starts somewhere

Get started with our
First Home Program.

Benefits for a First Time Home Buyer include:
• Special Rates*
• Downpayment Options
• Assistance Programs

Call a Mortgage Consultant at
570-752-8929 to get started today!

Subject to credit approval.
*Special rate compared to our traditional 20 year mortgage.

2022-11 Fall No Fee Home Equity

Winter is coming ...

With minor improvements or
upgrades you can save yourself
money over the winter months.
Apply for a NO FEE* Home Equity
Loan or Line of Credit to help
prepare your home for winter.

*No Closing Costs offer is available as of November 1, 2022 and is subject to be terminated
without notice. Closing costs waived during promotion include appraisal (up to $500),
flood determination, credit report, property and bringdown searches, and recording fees.
“Homeline” annual fee of $25 is also waived for the first year. Minimum loan/line amount
is $10,000 up to $150,000, secured by 1-4 family, owner-occupied residential property
with a maximum loan-to-value of 80%. Not available as a subordinate lien behind
another financial institution. For “Homeline” home equity lines of credit, interest rate is
variable, based on Wall Street Journal Prime Rate minus 0.25% with interest-only
payments automatically debited from FKCB checking account. Maximum line rate is 18%.
Property Insurance required. Subject to credit and collateral approval. NMLS# 439268.

2022-11 Briar Creek Opening
Come See Us!

Our new Briar Creek Branch is open
and ready for business.

55 Briar Creek Plaza
Berwick, PA 18603

Featuring:

*New larger location *Ease of access
*Private service areas *Same hours/operations

Stop by today. We're open:

Monday-Friday 10 a.m. to 6 p.m.
Saturday-Sunday 8 a.m. to 2 p.m.

2022-12 Careers
First Keystone Community
Bank Careers

Seeking Fun, Optimistic Team Players!
Press the link below to check out our current
job postings.

2022-12 35 Month Bump Up CD
Bump It Up

Increase your rate one time during your CD 's term. Start today!

35 Month Bump-Up CD Special
3.00% APY*

*APY (Annual Percentage Yield) is accurate as of 11/16/22 and may be terminated without notice. APY is based on quarterly
compounding. A one-time rate adjustment is permitted at any time during the original 35-month term. The interest rate and
annual percentage yield for your account will be in effect until the Bump-Up option is exercised. The Bump-Up Interest rate will
be equal to the 36-month CD rate offered by First Keystone Community Bank at the time of your request. At maturity, certificate
will automatically renew to a 36-month fixed rate certificate of deposit without the bump-up option. You have 10 calendar days
after maturity to withdraw funds without penalty. Minimum to open and obtain the APY is $500. Penalty may be assessed for
early withdrawal. Fees may reduce earnings.

2022-12 Refer a Friend Revised
Refer Friends and Family
Earn Up To $500!*

Refer your friends and family and earn rewards when they open and use a new First Keystone Community Bank personal checking account.

*Terms & Conditions Apply.

2022-11 11 Month CD Special 1.01
Celebrate the season
with our

11 Month CD Special
2.50% APY*

*APY (Annual Percentage Yield) is accurate as of 11/16/22 and may be
terminated without notice. APY is based on quarterly
compounding. At maturity, certificate will automatically renew to
a 12-month fixed rate certificate of deposit. You have 10 calendar
days after maturity to withdraw funds without penalty. Minimum
to open and obtain the APY is $1,000 and maximum is $2,500,000 per account. Penalty
may be assessed for early withdrawal. Fees may reduce earnings. See an employee for further information about applicable fees and terms.

2022-12 Christmas Club
Even Santa's elves are surprised by how much they saved in their Christmas Club accounts!

Start saving now with a Christmas Club Account
to enjoy the magic of Christmas in 2023.

Visit any branch to open a Christmas Club Account today!

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First Keystone Community Bank

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Keystone Cash

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Mortgages

One of our mortgages is sure to be the perfect fit for you! Find out more today – you can even apply online!

business-loans

Business Loans

Find out about the different kinds of business loans that we offer to help your business succeed.

Choosing the right bank is important.

We’ve been doing our best since 1864. We strive to provide the best possible financial solutions for you and your family. Our motto says it all.

Yesterday’s Traditions. Tomorrow’s Vision.

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Our Blog

Check out the latest posts on our blog for financial tips, spotlights, and more.

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Security Center

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About Us

Learn more about who we are, what we do, and our core values.

Careers

We’re looking for some great people to fill some exciting roles.

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Office Status

Please check the table below for the status of your local community office.

Office LocationStatus
Berwick - Main OfficeNormal Business Hours
Berwick - Briar CreekNormal Business Hours
Berwick - FreasNormal Business Hours
Berwick - SalemNormal Business Hours
BethlehemNormal Business Hours
BrodheadsvilleDrive Thru Only
DallasNormal Business Hours
Danville Drive Thru Only
HanoverNormal Business Hours
KingstonNormal Business Hours
MifflinvilleNormal Business Hours
MountainhomeNormal Business Hours
Mountain TopNormal Business Hours
NesckpeckNormal Business Hours
PlymouthNormal Business Hours
Scott TownshipNormal Business Hours
ShickshinnyNormal Business Hours
StroudsburgNormal Business Hours
SwiftwaterDrive Thru Only