Homeline

Tap into the equity of your home and let your home work for you.

Sometimes you need a lifeline. Be prepared for life’s unexpected ups and downs with a revolving Homeline.

Enjoy Greater Flexibility

Monthly payments that fit your budget and draw what you need, as you need it.

Interest payments may be tax-deductible; consult your tax advisor for more information.

Make payments easily with auto deduction from one of our checking accounts.

Current Rate

Loan Product	Details
Homeline Home Equity Line of Credit	Current APR¹ is 4.75%, is variable based on Wall Street Journal Prime Rate minus .25%, and assumes payments are automatically deducted from your FKCB checking account. Maximum Rate 18%. Interest payments vary monthly as billed. Rate may change daily. $15 Annual Fee. Minimum Line: $10,000, Maximum Line: $150,000. Revolving 10-year draw period, then 10-year amortized repayment period.
¹ APR = Annual Percentage Rate is accurate as of 10/15/2019 with auto payment from a FKCB checking account. Subject to change without notice. Loan to value ratio must not exceed 80%. Homeowner’s Insurance is required on all Homelines. Subject to credit approval.