Consumer Loan Rates
| Loan Product | Loan Amount | APR1 | Payment2 | Term |
| Personal Unsecured | $1,000 to $10,000 | 9.75% | $21.21 | 12 - 60 Months |
1 APR = Annual Percentage Rate is accurate as of 1/24/2020 with auto payment from a FKCB checking account. Subject to change without notice. |
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Personal Lines of Credit (Cashline)
| Loan Product | Line Amount | APR1 | Fee |
| Cashline Unsecured Line of Credit | $500 to $5,000 | Variable rate: WSJ Prime Rate + 6% Currently = 10.75% | $15 Annual Fee |
1 APR = Annual Percentage Rate is accurate as of 1/24/2020 and only available with a linked FKCB checking account. Subject to change without notice. |
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Vehicle Loans
| Loan Product | APR1 | Payment2 |
| New Auto | ||
| 12 - 60 months | 3.95% | $18.43 |
| 61 - 72 months | 4.50% | $15.91 |
| Used Auto (7 years and less) | ||
| 12 - 48 months | 5.75% | $23.43 |
| 49 - 60 months | 6.00% | $19.39 |
| Used Auto (8 - 10 years) | ||
| 12 - 24 months | 7.75% | $45.25 |
| New Motorcycle | ||
| 12 - 60 months | 7.00% | $19.86 |
| Used Motorcycle | ||
| 12 - 48 months | 8.25% | $24.62 |
1 APR = Annual Percentage Rate is accurate as of 1/24/2020 with auto payment from a FKCB checking account. Subject to change without notice. |
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| Loan Product | Term | Interest Rate | APR1 | Payment2 |
| Fixed Rate Home Equity Loan - First Lien | 60 months | 3.75% | 3.79% | $18.30 |
| Fixed Rate Home Equity Loan - First Lien | 120 months | 4.25% | 4.27% | $10.24 |
| Fixed Rate Home Equity Loan - First Lien | 180 months | 4.35% | 4.37% | $7.57 |
| Fixed Rate Home Equity Loan - Subordinate Lien | 60 months | 5.00% | 5.05% | $18.87 |
| Fixed Rate Home Equity Loan - Subordinate Lien | 120 months | 5.75% | 5.77% | $10.98 |
| Fixed Rate Home Equity Loan - Subordinate Lien | 180 months | 6.30% | 6.32% | $8.60 |
1 APR = Annual Percentage Rate is accurate as of 1/23/2020 with auto payment from a FKCB checking account. Subject to change without notice. |
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Home Equity Lines of Credit (Homeline)
| Loan Product | Details |
| Homeline Home Equity Line of Credit | Current APR1 is 4.50%, is variable based on Wall Street Journal Prime Rate minus .25%, and assumes payments are automatically deducted from your FKCB checking account. Maximum Rate 18%. Interest payments vary monthly as billed. Rate may change daily. $15 Annual Fee. Minimum Line: $10,000, Maximum Line: $150,000. Revolving 10-year draw period, then 10-year amortized repayment period. |
1 APR = Annual Percentage Rate is accurate as of 1/24/2020 with auto payment from a FKCB checking account. Subject to change without notice. |
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