
Consumer Loan Rates
Loan Product | Loan Amount | APR1 | Monthly Payment2 | Term |
Personal Unsecured | $1,000 to $10,000 | 9.75% | $21.21 | 12 - 60 Months |
1 APR = Annual Percentage Rate is accurate as of 2/8/2023 with auto payment from a FKCB checking account. Subject to change without notice. |
Personal Lines of Credit (Cashline)
Loan Product | Line Amount | APR1 | Fee |
Cashline Unsecured Line of Credit | $500 to $5,000 | Variable rate: WSJ Prime Rate + 6% Currently = 13.75% | $15 Annual Fee |
1 APR = Annual Percentage Rate is accurate as of 2/8/2023 and only available with a linked FKCB checking account. Subject to change without notice. |
Vehicle Loans
Loan Product | APR1 | Monthly Payment2 |
New Auto | ||
12 - 60 months | 5.00% | $18.91 |
61 - 72 months | 5.50% | $16.37 |
Used Auto (7 years and less) | ||
12 - 48 months | 6.00% | $23.54 |
49 - 60 months | 6.50% | $19.61 |
Used Auto (8 - 10 years) | ||
12 - 24 months | 7.75% | $45.25 |
New Motorcycle | ||
12 - 60 months | 7.00% | $19.86 |
Used Motorcycle | ||
12 - 48 months | 8.25% | $24.62 |
1 APR = Annual Percentage Rate is accurate as of 2/8/2023 with auto payment from a FKCB checking account. Subject to change without notice. |
Loan Product | Term | Interest Rate | APR1 | Monthly Payment2 |
Fixed Rate HEL - First Lien | 60 months | 5.25% | 5.30% | $18.99 |
Fixed Rate HEL - First Lien | 120 months | 6.25% | 6.27% | $11.23 |
Fixed Rate HEL - First Lien | 180 months | 6.50% | 6.52% | $8.71 |
Fixed Rate HEL - Subordinate Lien | 60 months | 6.25% | 6.30% | $19.45 |
Fixed Rate HEL - Subordinate Lien | 120 months | 7.50% | 7.53% | $11.87 |
Fixed Rate HEL - Subordinate Lien | 180 months | 8.50% | 8.52% | $9.85 |
1 APR = Annual Percentage Rate is accurate as of 2/8/2023 with auto payment from a FKCB checking account. Subject to change without notice. |
Home Equity Lines of Credit (Homeline)
Loan Product | Details |
Homeline Home Equity Line of Credit | Current APR1 is 7.50%, is variable based on Wall Street Journal Prime Rate minus .25%, and assumes payments are automatically deducted from your FKCB checking account. Maximum Rate 18%. Interest payments vary monthly as billed. Rate may change daily. Fees paid by borrower range from $470 - $680. $25 Annual Fee. Minimum Line: $10,000, Maximum Line: $150,000. Revolving 10-year draw period, then 10-year amortized repayment period. |
1 APR = Annual Percentage Rate is accurate as of 2/8/2023 with auto payment from a FKCB checking account. Subject to change without notice. |