Consumer Loan Rates

Personal Loans

Loan ProductLoan AmountAPR1Monthly Payment2Term
Personal Unsecured$1,000 to $10,0009.75%$21.2112 - 60 Months

1 APR = Annual Percentage Rate is accurate as of 2/8/2023 with auto payment from a FKCB checking account. Subject to change without notice.

2 Payment is per $1,000 based on maximum terms shown.

Subject to credit approval.

Personal Lines of Credit (Cashline)

Loan ProductLine AmountAPR1Fee
Cashline
Unsecured Line of Credit
$500 to $5,000Variable rate:
WSJ Prime Rate + 6%
Currently = 13.75%
$15 Annual Fee

1 APR = Annual Percentage Rate is accurate as of 2/8/2023 and only available with a linked FKCB checking account. Subject to change without notice.

Subject to credit approval.

Vehicle Loans

Loan ProductAPR1Monthly Payment2
New Auto
12 - 60 months5.00%$18.91
61 - 72 months5.50%$16.37
Used Auto (7 years and less)
12 - 48 months6.00%$23.54
49 - 60 months6.50%$19.61
Used Auto (8 - 10 years)
12 - 24 months7.75%$45.25
New Motorcycle
12 - 60 months7.00%$19.86
Used Motorcycle
12 - 48 months8.25%$24.62

1 APR = Annual Percentage Rate is accurate as of 2/8/2023 with auto payment from a FKCB checking account. Subject to change without notice.

2 Payment is per $1,000 based on maximum terms shown.

Subject to credit approval.

Home Equity Loans

Loan ProductTermInterest RateAPR1Monthly Payment2
Fixed Rate HEL - First Lien60 months5.25%5.30%$18.99
Fixed Rate HEL - First Lien120 months6.25%6.27%$11.23
Fixed Rate HEL - First Lien180 months6.50%6.52%$8.71
Fixed Rate HEL - Subordinate Lien60 months6.25%6.30%$19.45
Fixed Rate HEL - Subordinate Lien120 months7.50%7.53%$11.87
Fixed Rate HEL - Subordinate Lien180 months8.50%8.52%$9.85

1 APR = Annual Percentage Rate is accurate as of 2/8/2023 with auto payment from a FKCB checking account. Subject to change without notice.

2 Payment shown is per $1,000 borrowed.

Loan to value ratio must not exceed 80%. Minimum loan is $10,000 to maximum loan amount of $150,000. Homeowner’s Insurance is required on all Home Equity Loans.

Subject to credit approval.

Home Equity Lines of Credit (Homeline)

Loan ProductDetails
Homeline
Home Equity Line of Credit
Current APR1 is 7.50%, is variable based on Wall Street Journal Prime Rate minus .25%, and assumes payments are automatically deducted from your FKCB checking account. Maximum Rate 18%. Interest payments vary monthly as billed. Rate may change daily. Fees paid by borrower range from $470 - $680. $25 Annual Fee. Minimum Line: $10,000, Maximum Line: $150,000. Revolving 10-year draw period, then 10-year amortized repayment period.

1 APR = Annual Percentage Rate is accurate as of 2/8/2023 with auto payment from a FKCB checking account. Subject to change without notice.

Loan to value ratio must not exceed 80%. Homeowner’s Insurance is required on all Homelines.

Subject to credit approval.

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Please check the table below for the status of your local community office.

Office LocationStatus
Berwick - Main OfficeNormal Hours
Berwick - Briar CreekNormal Hours
Berwick - FreasNormal Hours
Berwick - SalemNormal Hours
BethlehemNormal Hours
BrodheadsvilleNormal Hours
DallasNormal Hours
Danville Normal Hours
HanoverNormal Hours
KingstonNormal Hours
MifflinvilleNormal Hours
MountainhomeDrive Thru Only
Mountain TopNormal Hours
NescopeckNormal Hours
PlymouthNormal Hours
Scott TownshipNormal Hours
ShickshinnyNormal Hours
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SwiftwaterDrive Thru Only