Home Equity Loans

You've worked hard for your home. Now your home can work hard for you.

Competitive Rates

Use the equity you’ve built in your home to fund major expenses. Did we mention our Home Equity Loans come with fixed rates so you can budget without surprises?

Turning Houses into Homes

Upgrade Your Home

Want the kitchen or bathroom you fell in love with on HGTV? Design it with a Home Equity Loan.

Possible Tax Benefits

Interest payments may be tax-deductible; consult your tax advisor for more information.

Easy Payments

Easy-to-budget monthly payments, also available with auto deduction from one of our checking accounts.

You’ve Got Options

Click here to view our rates.

Loan Product	Term	Interest Rate	APR¹	Payment²
Fixed Rate Home Equity Loan - First Lien	60 months	3.75%	3.79%	$18.30
Fixed Rate Home Equity Loan - First Lien	120 months	4.70%	4.72%	$10.46
Fixed Rate Home Equity Loan - First Lien	180 months	4.95%	4.97%	$7.88
Fixed Rate Home Equity Loan - Subordinate Lien	60 months	5.00%	5.05%	$18.87
Fixed Rate Home Equity Loan - Subordinate Lien	120 months	6.00%	6.03%	$11.10
Fixed Rate Home Equity Loan - Subordinate Lien	180 months	6.50%	6.52%	$8.71
¹ APR = Annual Percentage Rate is accurate as of 2/16/2019, and is subject to change without notice. Please contact any community office for additional information. ² Payment shown is per $1,000 borrowed. Rate shown is with auto payment from an FKCB account. Without automatic payment, add .25% to rate. Loan to value ratio must not exceed 80%. Minimum loan is $10,000 to maximum loan amount of $150,000. Appraisal and Homeowner’s Insurance are required on all Home Equity Loans.