Home Equity Loans (HEL)
You've worked hard for your home. Now your home can work hard for you. Request InformationCompetitive Rates
Use the equity you’ve built in your home to fund major expenses. Did we mention our Home Equity Loans come with fixed rates so you can budget without surprises?
Turning Houses into Homes
Upgrade Your Home
Want the kitchen or bathroom you fell in love with on HGTV? Design it with a Home Equity Loan.
Flexible Repayment Terms
Choose a repayment term that works with your budget.
Easy Payments
Easy-to-budget monthly payments, also available with auto deduction from one of our checking accounts.
You’ve Got Options
| Loan Product | Term | Interest Rate | APR1 | Monthly Payment2 |
| Fixed Rate HEL - First Lien | 60 months | 6.45% | 6.50% | $19.54 |
| Fixed Rate HEL - First Lien | 120 months | 6.75% | 6.77% | $11.48 |
| Fixed Rate HEL - First Lien | 180 months | 7.05% | 7.07% | $9.02 |
| Fixed Rate HEL - Subordinate Lien | 60 months | 8.45% | 8.50% | $20.49 |
| Fixed Rate HEL - Subordinate Lien | 120 months | 8.75% | 8.78% | $12.53 |
| Fixed Rate HEL - Subordinate Lien | 180 months | 9.05% | 9.07% | $10.17 |
1 APR = Annual Percentage Rate is accurate as of 7/10/2025 with auto payment from a FKCB checking account. Subject to change without notice. |
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Additional Lending Options That Have You Covered
Home Equity Loans. Dream-fulfilling loans built just for you.
