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Home Equity Loans

You've worked hard for your home. Now your home can work hard for you.
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Competitive Rates

Use the equity you’ve built in your home to fund major expenses. Did we mention our Home Equity Loans come with fixed rates so you can budget without surprises?


Turning Houses into Homes

Upgrade Your Home

Want the kitchen or bathroom you fell in love with on HGTV? Design it with a Home Equity Loan.

Flexible Repayment Terms

Choose a repayment term that works with your budget.

Easy Payments

Easy-to-budget monthly payments, also available with auto deduction from one of our checking accounts.

You’ve Got Options

Loan ProductTermInterest RateAPR1Monthly Payment2
Fixed Rate Home Equity Loan - First Lien60 months3.35%3.40%$18.12
Fixed Rate Home Equity Loan - First Lien120 months3.40%3.42%$9.84
Fixed Rate Home Equity Loan - First Lien180 months3.40%3.42%$7.10
Fixed Rate Home Equity Loan - Subordinate Lien60 months5.00%5.05%$18.87
Fixed Rate Home Equity Loan - Subordinate Lien120 months5.40%5.42%$10.80
Fixed Rate Home Equity Loan - Subordinate Lien180 months5.40%5.42%$8.12

1 APR = Annual Percentage Rate is accurate as of 10/22/2021 with auto payment from a FKCB checking account. Subject to change without notice.

2 Payment shown is per $1,000 borrowed.

Loan to value ratio must not exceed 80%. Minimum loan is $10,000 to maximum loan amount of $150,000. Homeowner’s Insurance is required on all Home Equity Loans.

Subject to credit approval.

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Home Equity Loans. Dream-fulfilling loans built just for you.

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