There’s No Shortage of Options
We offer a variety of options for mortgages. If you’re not sure what type of mortgage you’re looking for, please contact us and we’ll work with you to figure out which will work best for you.
Conforming Mortgages
Traditional, fixed-rate mortgages for homes.
- Loan term of 15, 20, or 30 years
- Down payment as low as 5% of purchase price
- Have the option to include your property taxes and homeowners insurance with your monthly payment
First Home Program
Fixed-rate, in-house mortgages for first time home buyers.
- Loan term of 20 years, can be amortized up to 30 years
- Down payment as low as 10% of purchase price
- Requires that you include your property taxes, homeowners insurance, and private mortgage insurance with your monthly payment
- Income limits apply; speak with a consultant for more details
Turn Key Loan Program
Purchase mortgage with low down payments, and no borrower paid mortgage insurance.
- Loan term of 20 years, can be amortized up to 30 years
- Down payment as low as 3% of purchase price
- No mortgage insurance fee to borrower
- Requires that you include your property taxes and homeowners insurance with your monthly payment
- Requires that the borrower meets certain income limits
Have questions? Get in touch with us and we’ll be happy to help you find the perfect mortgage for your new home.
Meet Our Team
Leighton B. Walsh
Mortgage Services Manager
NMLS #520203
570.752.3671 x1333
[email protected]
Servicing Columbia and Montour Counties
Ashley Milloway
Mortgage Loan Consultant
NMLS #1045440
570.752.3671 x1020
[email protected]
Servicing Columbia and Montour Counties
Nicholas Melchiorre
Mortgage Loan Consultant
NMLS #2282066
570.784.0354 x1531
[email protected]
Servicing Columbia and Montour Counties
Clarissa Marie Tarnowski
Mortgage Loan Consultant
NMLS #2667330
570.752.3671 x2224
[email protected]
Servicing Luzerne, Monroe and Northampton Counties
