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Certificate of Deposit

Diversify your accounts for a well-rounded portfolio.
Request InformationOpen an eCD

Guaranteed Returns

Certificates of Deposit give you a return rate that you can count on.

Investments Made Easy

All you need to do is choose a term that fits your financial situation. We even have eCDs that can be opened online for terms of 12, 36, or 60 months!

Minimums

Minimum balance to open a Certificate of Deposit is $500 or $1,000 depending on the term.

Withdrawals

There is generally a penalty for making early withdrawals from a Certificate of Deposit.

Rates

You can find our latest Certificate of Deposit rates here.

Now Offering eCDs

Save a trip to the bank and open a Certificate of Deposit online! eCDs offer guaranteed returns at fixed rates, but they can be opened entirely online.

Multiple Terms

Choose from 12 months, 36 months, or 60 months. eCDs are only available as consumer accounts.

Deposit to Open

Minimum deposit required to open an eCD is $1,000. The maximum deposit allowed is $24,999.99.

Withdrawals

Funds may not be withdrawn for the first 90 days.

eCD Rates

Fixed Rate eCD TermMinimum to OpenInterest RateAPY1
12 Months$1,000.35%.35%
36 Months$1,000.50%.50%
60 Months$1,000.60%.60%

1 APY = Annual Percentage Yield as of 2/8/2023. Rates are subject to change at any time. APY is based on quarterly compounding. A penalty for early withdrawal may be imposed. Maximum amount $24,999.99.

Saving money should be simple – and with an eCD, it is.

Certificates of Deposit. With guaranteed returns built just for you.

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Notice

Annual audit confirmation letters have been mailed. If you receive a letter from our independent auditor (Baker Tilly US, LLP), please follow the instructions in the letter. Thank you for your cooperation.


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