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High Interest Checking Account

Keystone Cash is your key to everything you need in a rewards checking account.

2.00% APY*

Once qualifications are met, Keystone Cash checking accounts earn 2.00% APY* on balances up to $10,000! Balances over $10,000 will earn .25% APY*. That sounds mighty rewarding, doesn’t it?

Stress-Free Checking

No Monthly Service Charge

We won’t charge you a monthly service charge for having a Keystone Cash account.

No Minimum Balance

There’s no minimum balance required to earn interest. Minimum deposit to open a Keystone Cash account is $25.

Refundable ATM Fees

Up to $12 in non-FKCB owned ATM fees will be refunded each qualification cycle if qualifications* are met.

Features That Save You Time

All of the Bells and Whistles You'd Expect

  • Free VISA® debit card with chip technology
  • 24/7 fraud monitoring on debit card transactions
  • Free eStatements
  • Unlimited check writing
  • No transaction fees at FKCB ATMs 

Get Your Debit Card Quickly

Life happens fast, why wait for your debit card? We offer branch locations that can print a Visa® debit card while you wait. We also offer expedited shipping of Visa® debit cards from all locations so that you can receive them in 2-3 business days. Restrictions and fees may apply.

See a full list of available branches here.

Earning a Higher Rate Is Easy

12 Debit Card Purchases

Use your debit card to make at least 12 purchases during each monthly qualification cycle.

Enroll in eStatements

Make sure that you’re enrolled in eStatements instead of paper statements.

Use Online Banking

Enroll in online banking and log in at least one time per monthly qualification cycle. You can even use our mobile app!

If you do not meet the monthly qualification – no penalty, no worries – just try again next month!

Check out our Rates Here: https://www.fkc.bank/information/rates/

Keystone Cash. A rewards checking account built just for you.

* APY = Annual Percentage Yield is accurate as of 5/29/2024. Rates subject to change after account is opened. Qualifications include 12 debit card purchases that post and settle to the Keystone Cash or Keystone Cashback checking account during the monthly qualification cycle, enroll in online banking, log into online banking at least one time each monthly qualification cycle, receive eStatements instead of paper statements. Transactions may take one or more business days from the date the transaction was made to post and settle to the account. ATM-processed transactions do not count towards qualifying debit card purchases. Minimum to open is $25. Limit one Keystone Rewards checking and savings account per tax-reported owner.

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