Rates
See what all the talk is about.Consumer Loan Rates
Loan Product | Loan Amount | APR1 | Monthly Payment2 | Term |
Personal Unsecured | $1,000 to $10,000 | 12.00 | $22.36 | 12 - 60 Months |
1 APR = Annual Percentage Rate is accurate as of 3/19/2023 with auto payment from a FKCB checking account. Subject to change without notice. |
Loan Product | Line Amount | APR1 | Fee |
Cashline Unsecured Line of Credit | $500 to $5,000 | Variable rate: WSJ Prime Rate + 6% Currently = 13.75% | $15 Annual Fee |
1 APR = Annual Percentage Rate is accurate as of 3/19/2023 and only available with a linked FKCB checking account. Subject to change without notice. |
Loan Product | APR1 | Monthly Payment2 |
New Auto | ||
12 - 60 months | 5.75% | $19.26 |
61 - 72 months | 6.00% | $16.62 |
Used Auto (7 years and less) | ||
12 - 48 months | 6.50% | $23.78 |
49 - 60 months | 7.00% | $19.86 |
Used Auto (8 - 10 years) | ||
12 - 24 months | 8.25% | $45.50 |
New Motorcycle | ||
12 - 60 months | 7.50% | $20.10 |
Used Motorcycle | ||
12 - 48 months | 8.75% | $24.86 |
1 APR = Annual Percentage Rate is accurate as of 3/19/2023 with auto payment from a FKCB checking account. Subject to change without notice. |
Loan Product | Term | Interest Rate | APR1 | Monthly Payment2 |
Fixed Rate HEL - First Lien | 60 months | 5.60% | 5.65% | $19.15 |
Fixed Rate HEL - First Lien | 120 months | 6.75% | 6.78% | $11.48 |
Fixed Rate HEL - First Lien | 180 months | 7.10% | 7.12% | $9.04 |
Fixed Rate HEL - Subordinate Lien | 60 months | 6.60% | 6.65% | $19.61 |
Fixed Rate HEL - Subordinate Lien | 120 months | 8.00% | 8.03% | $12.13 |
Fixed Rate HEL - Subordinate Lien | 180 months | 9.00% | 9.02% | $10.14 |
1 APR = Annual Percentage Rate is accurate as of 3/19/2023 with auto payment from a FKCB checking account. Subject to change without notice. |
Loan Product | Details |
Homeline Home Equity Line of Credit | Current APR1 is 7.50%, is variable based on Wall Street Journal Prime Rate minus .25%, and assumes payments are automatically deducted from your FKCB checking account. Maximum Rate 18%. Interest payments vary monthly as billed. Rate may change daily. Fees paid by borrower range from $470 - $680. $25 Annual Fee. Minimum Line: $10,000, Maximum Line: $150,000. Revolving 10-year draw period, then 10-year amortized repayment period. |
1 APR = Annual Percentage Rate is accurate as of 3/19/2023 with auto payment from a FKCB checking account. Subject to change without notice. |