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Rates

See what all the talk is about.

Consumer Loan Rates

Loan ProductLoan AmountAPR1Monthly Payment2Term
Personal Unsecured$1,000 to $10,00012.00$22.3612 - 60 Months

1 APR = Annual Percentage Rate is accurate as of 7/12/2024 with auto payment from a FKCB checking account. Subject to change without notice.

2 Payment is per $1,000 based on maximum terms shown.

Subject to credit approval.

Loan ProductLine AmountAPR1Fee
Cashline
Unsecured Line of Credit
$500 to $5,000Variable rate:
WSJ Prime Rate + 6%
Currently = 14.50%
$15 Annual Fee

1 APR = Annual Percentage Rate is accurate as of 7/12/2024 and only available with a linked FKCB checking account. Subject to change without notice.

Subject to credit approval.

Loan ProductAPR1Monthly Payment2
New Auto
12 - 60 months6.60%$19.67
61 - 72 months6.85%$17.03
Used Auto (7 years and less)
12 - 48 months7.35%$24.18
49 - 60 months7.85%$20.27
Used Auto (8 - 10 years)
12 - 24 months9.10%$45.90
New Motorcycle
12 - 60 months8.35%$20.52
Used Motorcycle
12 - 48 months9.60%$25.27

1 APR = Annual Percentage Rate is accurate as of 7/12/2024 with auto payment from a FKCB checking account. Subject to change without notice.

2 Payment is per $1,000 based on maximum terms shown.

Subject to credit approval.

Loan ProductTermInterest RateAPR1Monthly Payment2
Fixed Rate HEL - First Lien60 months7.00%7.05%$19.80
Fixed Rate HEL - First Lien120 months7.25%7.28%$11.74
Fixed Rate HEL - First Lien180 months7.50%7.52%$9.27
Fixed Rate HEL - Subordinate Lien60 months8.75%8.80%$20.64
Fixed Rate HEL - Subordinate Lien120 months9.25%9.28%$12.80
Fixed Rate HEL - Subordinate Lien180 months9.50%9.52%$10.44

1 APR = Annual Percentage Rate is accurate as of 7/12/2024 with auto payment from a FKCB checking account. Subject to change without notice.

2 Payment shown is per $1,000 borrowed.

Loan to value ratio must not exceed 80%. Minimum loan is $10,000 to maximum loan amount of $150,000. Homeowner’s Insurance is required on all Home Equity Loans.

Subject to credit approval. Property insurance required.

Loan ProductDetails
Homeline
Home Equity Line of Credit
Current APR1 is 8.25%, is variable based on Wall Street Journal Prime Rate minus .25%, and assumes payments are automatically deducted from your FKCB checking account. Maximum Rate 18%. Interest payments vary monthly as billed. Rate may change daily. Fees paid by borrower range from $470 - $680. $25 Annual Fee. Minimum Line: $10,000, Maximum Line: $150,000. Revolving 10-year draw period, then 10-year amortized repayment period.

1 APR = Annual Percentage Rate is accurate as of 7/12/2024 with auto payment from a FKCB checking account. Subject to change without notice.

Loan to value ratio must not exceed 80%. Homeowner’s Insurance is required on all Homelines.

Subject to credit approval. Property insurance required.

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