Select Page

Rates

See what all the talk is about.

Consumer Loan Rates

Loan ProductLoan AmountAPR1Monthly Payment2Term
Personal Unsecured$1,000 to $10,0009.75%$21.2112 - 60 Months

1 APR = Annual Percentage Rate is accurate as of 11/26/2022 with auto payment from a FKCB checking account. Subject to change without notice.

2 Payment is per $1,000 based on maximum terms shown.

Subject to credit approval.

Loan ProductLine AmountAPR1Fee
Cashline
Unsecured Line of Credit
$500 to $5,000Variable rate:
WSJ Prime Rate + 6%
Currently = 13.00%
$15 Annual Fee

1 APR = Annual Percentage Rate is accurate as of 11/26/2022 and only available with a linked FKCB checking account. Subject to change without notice.

Subject to credit approval.

Loan ProductAPR1Monthly Payment2
New Auto
12 - 60 months3.95%$18.43
61 - 72 months4.50%$15.91
Used Auto (7 years and less)
12 - 48 months5.75%$23.43
49 - 60 months6.00%$19.39
Used Auto (8 - 10 years)
12 - 24 months7.75%$45.25
New Motorcycle
12 - 60 months7.00%$19.86
Used Motorcycle
12 - 48 months8.25%$24.62

1 APR = Annual Percentage Rate is accurate as of 11/26/2022 with auto payment from a FKCB checking account. Subject to change without notice.

2 Payment is per $1,000 based on maximum terms shown.

Subject to credit approval.

Loan ProductTermInterest RateAPR1Monthly Payment2
Fixed Rate HEL - First Lien60 months5.25%5.30%$18.99
Fixed Rate HEL - First Lien120 months6.50%6.53%$11.35
Fixed Rate HEL - First Lien180 months7.25%7.27%$9.13
Fixed Rate HEL - Subordinate Lien60 months6.25%6.30%$19.45
Fixed Rate HEL - Subordinate Lien120 months7.50%7.53%$11.87
Fixed Rate HEL - Subordinate Lien180 months8.50%8.52%$9.85

1 APR = Annual Percentage Rate is accurate as of 11/26/2022 with auto payment from a FKCB checking account. Subject to change without notice.

2 Payment shown is per $1,000 borrowed.

Loan to value ratio must not exceed 80%. Minimum loan is $10,000 to maximum loan amount of $150,000. Homeowner’s Insurance is required on all Home Equity Loans.

Subject to credit approval.

Loan ProductDetails
Homeline
Home Equity Line of Credit
Current APR1 is 6.75%, is variable based on Wall Street Journal Prime Rate minus .25%, and assumes payments are automatically deducted from your FKCB checking account. Maximum Rate 18%. Interest payments vary monthly as billed. Rate may change daily. Fees paid by borrower range from $470 - $680. $25 Annual Fee. Minimum Line: $10,000, Maximum Line: $150,000. Revolving 10-year draw period, then 10-year amortized repayment period.

1 APR = Annual Percentage Rate is accurate as of 11/26/2022 with auto payment from a FKCB checking account. Subject to change without notice.

Loan to value ratio must not exceed 80%. Homeowner’s Insurance is required on all Homelines.

Subject to credit approval.

map

LOCATE A BRANCH

Visit a Community Office near you!

smartphone

CONTACT US

Have some questions or suggestions?

Pin It on Pinterest

  • Service Excellence Form

Office Status

Please check the table below for the status of your local community office.

Office LocationStatus
Berwick - Main OfficeNormal Business Hours
Berwick - Briar CreekNormal Business Hours
Berwick - FreasNormal Business Hours
Berwick - SalemNormal Business Hours
BethlehemNormal Business Hours
BrodheadsvilleDrive Thru Only
DallasNormal Business Hours
Danville Drive Thru Only
HanoverNormal Business Hours
KingstonNormal Business Hours
MifflinvilleNormal Business Hours
MountainhomeNormal Business Hours
Mountain TopNormal Business Hours
NesckpeckNormal Business Hours
PlymouthNormal Business Hours
Scott TownshipNormal Business Hours
ShickshinnyNormal Business Hours
StroudsburgNormal Business Hours
SwiftwaterDrive Thru Only