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Rates

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Consumer Loan Rates

Loan ProductLoan AmountAPR1Payment2Term
Personal Unsecured$1,000 to $10,0009.75%$21.2112 - 60 Months

1 APR = Annual Percentage Rate is accurate as of 3/31/2020 with auto payment from a FKCB checking account. Subject to change without notice.

2 Payment is per $1,000 based on maximum terms shown.

Subject to credit approval.

Loan ProductLine AmountAPR1Fee
Cashline
Unsecured Line of Credit
$500 to $5,000Variable rate:
WSJ Prime Rate + 6%
Currently = 9.25%
$15 Annual Fee

1 APR = Annual Percentage Rate is accurate as of 3/31/2020 and only available with a linked FKCB checking account. Subject to change without notice.

Subject to credit approval.

Loan ProductLine AmountAPR1Fee
Keystone Quick Cash
Unsecured Line of Credit
$1,000 to $10,000Variable rate:
WSJ Prime Rate + 6%
Currently = 9.25%
First six months fixed at WSJ Prime Rate 3.25%
$15 Annual Fee

1 APR = Annual Percentage Rate is accurate as of 3/31/2020. Subject to change without notice.

Subject to credit approval.

Loan ProductAPR1Payment2
New Auto
12 - 60 months3.95%$18.43
61 - 72 months4.50%$15.91
Used Auto (7 years and less)
12 - 48 months5.75%$23.43
49 - 60 months6.00%$19.39
Used Auto (8 - 10 years)
12 - 24 months7.75%$45.25
New Motorcycle
12 - 60 months7.00%$19.86
Used Motorcycle
12 - 48 months8.25%$24.62

1 APR = Annual Percentage Rate is accurate as of 3/31/2020 with auto payment from a FKCB checking account. Subject to change without notice.

2 Payment is per $1,000 based on maximum terms shown.

Subject to credit approval.

Loan ProductTermInterest RateAPR1Payment2
Fixed Rate Home Equity Loan - First Lien60 months3.75%3.79%$18.30
Fixed Rate Home Equity Loan - First Lien120 months4.05%4.07%$10.15
Fixed Rate Home Equity Loan - First Lien180 months4.20%4.22%$7.50
Fixed Rate Home Equity Loan - Subordinate Lien60 months5.00%5.05%$18.87
Fixed Rate Home Equity Loan - Subordinate Lien120 months5.75%5.77%$10.98
Fixed Rate Home Equity Loan - Subordinate Lien180 months6.00%6.02%$8.44

1 APR = Annual Percentage Rate is accurate as of 4/1/2020 with auto payment from a FKCB checking account. Subject to change without notice.

2 Payment shown is per $1,000 borrowed.

Loan to value ratio must not exceed 80%. Minimum loan is $10,000 to maximum loan amount of $150,000. Homeowner’s Insurance is required on all Home Equity Loans.

Subject to credit approval.

Loan ProductDetails
Homeline
Home Equity Line of Credit
Current APR1 is 3.00%, is variable based on Wall Street Journal Prime Rate minus .25%, and assumes payments are automatically deducted from your FKCB checking account. Maximum Rate 18%. Interest payments vary monthly as billed. Rate may change daily. $15 Annual Fee. Minimum Line: $10,000, Maximum Line: $150,000. Revolving 10-year draw period, then 10-year amortized repayment period.

1 APR = Annual Percentage Rate is accurate as of 3/31/2020 with auto payment from a FKCB checking account. Subject to change without notice.

Loan to value ratio must not exceed 80%. Homeowner’s Insurance is required on all Homelines.

Subject to credit approval.

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COVID-19 Coronavirus

To assist in the containment of the COVID-19 virus, effective Wednesday, March 18, 2020, all offices of First Keystone Community Bank will be limited to drive thru, ATM and digital banking access. Click here for branch locations and hours and click here for more information.

Updated 3/18/2020 at 9:45AM

 


 

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