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Rates

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Rates

AccountDaily BalanceInterest RateAPY1Minimum to Open
Key Interest Checking$750 - $9,999.99
$10,000 and up
.05%
.10%
.05%
.10%
$750

1 APY = Annual Percentage Yield as of 10/25/2020. Compounded monthly. Rates are subject to change at any time. Fees may reduce earnings.

BalanceInterest RateAPY1
Balances up to $10,0001.98%2.00%
Balances over $10,0000.25%2.00% to 0.25%
All balances if qualifications are not met0.05%0.05%

1 APY = Annual Percentage Yield as of 10/24/2020. Compounded monthly. Rates are subject to change at any time. No minimum balance, $25.00 minimum to open. To qualify, simply do the following activities and transactions in your Keystone Cash account each monthly qualification cycle: have at least 12 debit card purchases post and settle, be enrolled and receive eStatements, and be enrolled and log into online banking.

AccountDaily BalanceInterest RateAPY1Minimum to Open
Key Savings$0 and up0.05%0.05%$10
Key Money Market$0.00 - $9,999
$10,000 - $24,999
$25,000 - $99,999
$100,000 - $499,999
$500,000 and up
0.05%
0.05%
0.05%
0.15%
0.30%
0.05%
0.05%
0.05%
0.15%
0.30%
$2,500

1 APY = Annual Percentage Yield as of 10/24/2020. Rates are subject to change at any time. APY is based on quarterly compounding for Key Savings accounts and monthly compounding for Key Money Market accounts. Fees may reduce earnings.

BalanceInterest RateAPY1
Balances up to $25,0000.50%0.50%
Balances over $25,0000.25%0.50% to 0.25%
All balances if qualifications are not met0.05%0.05%

1 APY = Annual Percentage Yield as of 10/24/2020. Compounded monthly. Rates are subject to change at any time. No minimum balance, $10.00 minimum to open. To qualify, simply do the following activities and transactions in your linked Keystone Cash or Keystone Cashback checking account each monthly qualification cycle: have at least 12 debit card purchases post and settle, be enrolled and receive eStatements, and be enrolled and log into online banking. Keystone Savings accounts must be linked with a Keystone Cash or Keystone Cashback checking account.

Fixed Rate CD TermMinimum to OpenInterest RateAPY1
91 Days$1,000.10%.10%
182 Days$1,000.15%.15%
9 Month Keystone Advantage2$10,000.35%.35%
12 Months$1,000.25%.25%
18 Months$1,000.35%.35%
24 Months$1,000.45%.45%
24 Months$100,000.50%.50%
36 Months$500.50%.50%
36 Months$100,000.55%.55%
35 Months with Bump Up Option$500.55%.55%
48 Months$500.60%.60%
48 Months$100,000.65%.65%
60 Months$500.70%.70%
60 Months$100,000.75%.75%

1 APY = Annual Percentage Yield as of 10/24/2020. Rates are subject to change at any time. APY is based on quarterly compounding. A penalty for early withdrawal may be imposed. For information about rates for Jumbo Certificates of Deposit with terms of 7 to 365 days, please call (570)752-3671 or (888)759-2266.

2 Penalty is waived for early withdraw after the first seven days following the initial purchase.




Fixed Rate eCD TermMinimum to OpenInterest RateAPY1
12 Months$1,000.30%.30%
36 Months$1,000.65%.65%
60 Months$1,000.75%.75%

1 APY = Annual Percentage Yield as of 10/24/2020. Rates are subject to change at any time. APY is based on quarterly compounding. A penalty for early withdrawal may be imposed. Maximum amount $24,999.99.

Fixed Rate CD TermMinimum to OpenInterest RateAPY1
182 Days$500.15%.15%
12 Months$500.25%.25%
24 Months$500.45%.45%
35 Months with Bump Up Option$500.55%.55%
36 Months$500.50%.50%
60 Months$500.70%.70%

1 APY = Annual Percentage Yield as of 10/24/2020. Rates are subject to change at any time. APY is based on quarterly compounding. A penalty for early withdrawal may be imposed.

Daily BalanceInterest RateAPY1
$0.00 - $4,999.99.05%.05%
$5,000 - $24,999.99.05%.05%
$25,000 - $49,999.99.10%.10%
$50,000 and Up.15%.15%

1 APY = Annual Percentage Yield as of 10/24/2020. Rates are subject to change at any time. APY is based on monthly compounding. No minimum to open.

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